Workers' Compensation Insurance Discount Plan

Qualifying members receive a 9% discount on workers' compensation insurance through SAIF Corporation.  Members participating in the plan also receive specialized safety assistance by our on-site Safety Management Consultant, David Davidson. Contact David at 503-399-1500 or email him at david@HomeBuildersAssociation.org to find out more about this plan.

Eligibility Citeria

• Be a member in good standing of the association (dues paid current).
• Earned experience rating < 1.00 (non-rate accounts for which an exception is being requested require referral to a SAIF underwriter).
• Three year base period incurred loss ration < 40% (current year losses should be considered).
• Three year base period frequency of business operations < SAIF average frequency for the principal class for accounts newly enrolling in the group.
• Three Year base period frequency of business operations < 1.5 times the SAIF average frequency for the principal class for current group members renewing in the group.
• SAIF Underwriters have judgment authority for approving group pricing.

Principal Class Codes

 

0042 Landscape Gardening & Driver	5506 Asphalt Laying on Construction
2802 Carpentry Shop	5535 Sheet Metal Work
3724 Overhead Door Installation	5538 Sheet Metal Work
5022 Fireplace Construction	5551 Roofing - All Types
5183 Plumbing	Any account with a Principal Class of 5551
5188 Automatic Sprinkler Installation & Driver	requires a pre-quote inspection by the Loss
5190 Electrical Wiring	Control Consultant
5213 Concrete Construction/NOC	5480 Plastering NOC & Dr
	5610 Cleaner Construction/Erect Debri Remodel
5221 Concrete Flatwork	5645 Carpentry/1-2 Story
5223 Swimming Pool Construction	5651 Carpentry/Multi Dwelling
5348 Tile/Stone/Mosaic/Terazzo	6217 Excavation NOC Dr
5403 Carpentry/Industrial	6306 Sewer Construction-All OPS & Drivers
5437 Carpentry/Finishing/Cabinetry	6400 Fence Erection-Metal
5445 Drywall Installation	7605 Burglar Alarm Installation/Repair
5462 Glazier-Away From Shop Driver	8227 Contractors Yard
5474 Painting	8232 Building Material Dealer
5478 Carpet/Floor Layers	8601 Surveyor - Architect
5479 Insulation Work NOC	8742 Estimator/Outside Sales
	9519 Appliance-House Electrical Installation
	9521 Carpet Installation