Home Builders Association of Marion & Polk Counties
About Us

Workers' Compensation Insurance Discount Plan

 

Qualifying members receive a 9% discount on workers' compensation insurance through SAIF Corporation.  Members participating in the plan also receive specialized safety assistance by our on-site Safety Management Consultant, David Davidson. Contact David at 503-399-1500 or email him at david@HomeBuildersAssociation.org to find out more about this plan.

Eligibility Citeria

  • Be a member in good standing of the association (dues paid current).
  • Earned experience rating < 1.00 (non-rate accounts for which an exception is being requested require referral to a SAIF underwriter).
  • Three year base period incurred loss ration < 40% (current year losses should be considered).
  • Three year base period frequency of business operations < SAIF average frequency for the principal class for accounts newly enrolling in the group.
  • Three Year base period frequency of business operations < 1.5 times the SAIF average frequency for the principal class for current group members renewing in the group.
  • SAIF Underwriters have judgment authority for approving group pricing.

Principal Class Codes

     
    0042 Landscape Gardening & Driver 5506 Asphalt Laying on Construction
    2802 Carpentry Shop 5535 Sheet Metal Work
    3724 Overhead Door Installation 5538 Sheet Metal Work
    5022 Fireplace Construction 5551 Roofing - All Types
    5183 Plumbing Any account with a Principal Class of 5551
    5188 Automatic Sprinkler Installation & Driver requires a pre-quote inspection by the Loss
    5190 Electrical Wiring Control Consultant
    5213 Concrete Construction/NOC 5480 Plastering NOC & Dr
      5610 Cleaner Construction/Erect Debri Remodel
    5221 Concrete Flatwork 5645 Carpentry/1-2 Story
    5223 Swimming Pool Construction 5651 Carpentry/Multi Dwelling
    5348 Tile/Stone/Mosaic/Terazzo 6217 Excavation NOC Dr
    5403 Carpentry/Industrial 6306 Sewer Construction-All OPS & Drivers
    5437 Carpentry/Finishing/Cabinetry 6400 Fence Erection-Metal
    5445 Drywall Installation 7605 Burglar Alarm Installation/Repair
    5462 Glazier-Away From Shop Driver 8227 Contractors Yard
    5474 Painting 8232 Building Material Dealer
    5478 Carpet/Floor Layers 8601 Surveyor - Architect
    5479 Insulation Work NOC 8742 Estimator/Outside Sales
      9519 Appliance-House Electrical Installation
      9521 Carpet Installation
 

 

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Copyright © 2006 Home Builders Association of Marion and Polk Counties. All rights reserved.